Get protected in minutes. Claim support in days.
Sign up in under 5 minutes with your basic professional details. We verify your identity through a secure, DPDP-compliant process.
You can also connect your LinkedIn profile to auto-fill your professional details and speed up eligibility verification.
Tell us about your current role, industry, salary range, and employment history. This information is encrypted and used only to determine your coverage tier.
You can optionally upload your latest offer letter or payslip for higher coverage limits and faster claims processing.
Your data is encrypted using AES-256 and stored in ISO 27001-certified data centres in India. We never share your salary or employment details with third parties.
🔒 Data Protection Guarantee
DPDP Act 2023 Compliant · AES-256 Encryption · No Third-party Sharing · Right to Delete
Based on your profile, we recommend the best plan for your income level and risk profile. Plans start at ₹299/month with coverage from ₹15,000 to ₹1,00,000 per month.
Early access members lock in a 40% lifetime discount. Your rate never increases as long as you stay a member.
Coverage is calculated as a percentage of your declared monthly take-home salary, capped at plan limits.
If you lose your job through a layoff, retrenchment, or company closure, you can file a claim directly from your dashboard. Our team reviews and approves claims within 48 hours.
Payments are disbursed monthly to your registered bank account for the duration of your coverage period.
Eligibility
Involuntary termination due to company restructuring, downsizing, or business closure.
Formal retrenchment with an official letter as per the Industrial Disputes Act or equivalent.
Company ceasing operations, winding down, or declaring insolvency.
Fixed-term contracts not renewed due to company-side decisions beyond your control.
Choosing to leave a job of your own accord is not covered under any plan.
Termination due to misconduct, fraud, or violation of company policy is not covered.
Note: A 90-day waiting period applies after enrollment before claims can be filed. See full FAQ →
Why IncomeSafe
| Feature | IncomeSafe | Traditional Insurance | Bank FD Emergency Fund | No Safety Net |
|---|---|---|---|---|
| Monthly Cost | ₹299 – ₹1,499 | ₹3,000 – ₹10,000+ | Capital locked away | ₹0 |
| Income Coverage | Up to ₹1L/month | Rarely available | Limited to savings | None |
| Career Coaching | ✓ Included | ✗ | ✗ | ✗ |
| Community Network | ✓ Included | ✗ | ✗ | ✗ |
| Claim Approval | 48 hours | 2–4 weeks | Instant (your money) | N/A |
| Financial Planning | ✓ Included | ✗ | ✗ | ✗ |
| Cancel Anytime | ✓ | Lock-in periods | ✓ | N/A |